Every payment to the right invoice.
Import bank statements, match payments to open invoices, pay suppliers via SEPA file, and see liquidity for the next 13 weeks. AIRIS will only book confirmed matches if your company policy allows it.
Bank statement on the left, open items on the right, and an afternoon in between.
From bank statement to paid invoice.
For small and medium-sized businesses in the EU, UK, USA, and Canada that issue and pay invoices.
Import bank statement
↳ Bank transactions are typed out or copied into Excel.
→ You upload the bank statement as MT940, CAMT.053, or CSV; the AI reads a PDF statement.
Match payments
↳ Which transfer belongs to which invoice is searched for individually.
→ DivineMind suggests the corresponding open invoice for each payment; you match or correct. AIRIS only books confirmed matches, at least 95% accuracy and matching amount, if your company policy allows it.
Pay suppliers via SEPA file
↳ Open incoming invoices are entered individually in online banking.
→ For approved incoming invoices, DivineMind generates a SEPA payment file that you upload to your online banking.
Dunning
↳ Unpaid invoices are only noticed when the money is missing.
→ Three dunning levels with days, fees, and deadlines per level. Automatic dunning is only activated if you switch it on; it is off by default.
Liquidity planning
↳ Whether there will be enough money in six weeks is not precisely known.
→ The 13-week forecast starts with the last account balance and calculates open invoices based on your customers' payment behavior, open incoming invoices, subscriptions, the last payroll run, and VAT liabilities. It includes the 'Cautious' scenario, where customers pay 14 days later.
EBICS and Ponto
↳ Downloading and uploading bank statements takes time every week.
→ Retrieve bank statements directly from the bank via EBICS, with an INI letter for signing, or via Open Banking with Ponto. Both are integrated; we will set up the productive connection to your bank with you. The bank statement as a file is always an option.
One price per user. DivineFinance is included.
Bank reconciliation, dunning, incoming invoices, general ledger, and liquidity planning are free of charge. All prices plus VAT.
per user per month: DivineMind with DivineFinance, CRM, DivineMail, Calendar, and Storage.
per user per month with the AI assistant AIRIS via chat and voice.
Setup fee. You set it up yourself, with instructions and videos in the manual.
Frequently Asked Questions
Is DivineMind connected to my bank?+
The bank statement as a file works with any bank. EBICS and Open Banking via Ponto are integrated; we will check in the introductory call whether your bank can be connected.
Does AIRIS book payments automatically?+
Only confirmed matches, at least 95% accuracy and matching amount, and only if your company policy allows it. Otherwise, DivineMind suggests and a human matches.
Does DivineMind make payments?+
No. DivineMind generates a SEPA payment file that you upload to your online banking and release there.
What does my tax advisor receive?+
Exports as a file: DATEV booking batch, ebInterface, or BMD package, plus the closing package from the general ledger. There is no live interface to DATEV, RZL, or BMD.
What does it cost?+
€749 per user per month, €999 with AIRIS, both plus VAT. DivineFinance is included.
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Bank statement in, open items out.
In the initial consultation, we will demonstrate the bank reconciliation using a sample bank statement, from allocation to liquidity forecast.
Or write to us directly.
Please briefly describe your needs — we will get back to you within 24 hours.